Welcome to Unlloo
Under-collateralized borrowing. Bringing the Web2 loan experience into Web3.
Ready to access credit backed by your reputation?
How It Works
For Borrowers
Access credit based on your reputation score
Connect wallet for reputation analysis
Check your borrowing power and loan terms
Request under-collateralized loans
Repay flexibly on your terms
For Lenders
Earn dynamic returns on your capital
Deposit tokens into lending pools
Earn dynamic APY based on utilization
Withdraw anytime (subject to liquidity)
Monitor earnings in real-time
Reputation-Based Lending
Unlike traditional DeFi protocols that require over-collateralization, Unlloo enables under-collateralized loans backed by:
Wallet Reputation
0-1000 scale based on your on-chain activity and history
Proof of Humanity
Verified unique human identity for trust and accountability
Asset Analysis
Historical holdings and transaction data for smart decisions
Ready to Get Started?
Join borrowers and lenders building a more accessible financial future powered by reputation.
💡 Tip: Use the Connect Wallet button in the header